What Is Travel Insurance?
Travel insurance can be defined as:
An insurance product for covering unforeseen losses incurred while traveling, either internationally or domestically. “Basic” policies generally only cover emergency medical expenses while overseas. “Comprehensive” policies typically include coverage for trip cancellation, lost luggage, flight delays, and other expenses.
The main categories of travel insurance include:
- Trip cancellation or interruption coverage
- Baggage and personal effects coverage
- Medical expense coverage
- Accidental death or flight accident coverage.
Coverage often includes 24/7 emergency services, such as replacing lost passports, cash wire assistance, and rebooking canceled flights.
Purchase travel insurance to guard against life’s unexpected disruptions. There are numerous carriers and coverages to choose from so please read all policy documentation thoroughly and request clarification to ensure you understand coverages, exclusions, available customer assistance, and how a claim is submitted (if needed).
To compare prices and find the best option for you; can check with your homeowners and/or auto insurance company, and third-party companies (see below button), as well as review coverage options provided by the cruise line or tour company you have your travel book through,
TK Travel Adventures is not a licensed insurance agent and cannot provide recommendations for, comment on, or endorse any specific coverage. We can provide you with quotes and information directly from the tour company, cruise line, or 3rd party insurance company that we work with. All questions about coverage, claims, etc., should be directed to the insurance provider.